語系:
繁體中文
English
說明(常見問題)
圖資館首頁
登入
回首頁
切換:
標籤
|
MARC模式
|
ISBD
Responsible microfinance bundling: E...
~
Larsen, Vance J.
Responsible microfinance bundling: Experimental evidence on separating insurance and credit offers.
紀錄類型:
書目-電子資源 : Monograph/item
正題名/作者:
Responsible microfinance bundling: Experimental evidence on separating insurance and credit offers.
作者:
Larsen, Vance J.
出版者:
Ann Arbor : ProQuest Dissertations & Theses, 2016
面頁冊數:
58 p.
附註:
Source: Masters Abstracts International, Volume: 55-06.
附註:
Adviser: Jonathan Bauchet.
Contained By:
Masters Abstracts International55-06(E).
標題:
Economics.
電子資源:
http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=10146718
ISBN:
9781369020298
Responsible microfinance bundling: Experimental evidence on separating insurance and credit offers.
Larsen, Vance J.
Responsible microfinance bundling: Experimental evidence on separating insurance and credit offers.
- Ann Arbor : ProQuest Dissertations & Theses, 2016 - 58 p.
Source: Masters Abstracts International, Volume: 55-06.
Thesis (M.S.)--Purdue University, 2016.
In recent years combining multiple financial products into one package in a process known as bundling has become more common among microfinance institutions (MFIs). While bundling can be beneficial to MFIs by cutting costs and providing protection from client default, the implications for MFI customers are less clear. Bundling the products may take advantage of the existing relationship between the financial institution and the client to expand microinsurance access and take-up, but alternatively offering too many products could lead to low client understanding and thus low take-up of the product. We conducted a randomized field experiment to determine if separating the offer of crop insurance from the loan application would result in increased rates of take-up, coverage amounts and understanding amongst potential clients in Colombia. Individuals in the control group received a voluntary, bundled credit/insurance offer at the time they were applying for a loan, while individuals in the treatment group received a separated offer for the same insurance product several weeks after the loan application process was complete. Separating the insurance offer did not have a statistically significant effect on take-up rates, coverage amounts or product understanding. These findings suggest that the voluntary bundling of microfinance products is a valid approach to expanding outreach and increasing financial access that benefits both providers and clients. Measures of product understanding are low, however, in both the bundled and separate offer groups, which indicates a need for responsible bundling with strong consumer protection.
ISBN: 9781369020298Subjects--Topical Terms:
175999
Economics.
Responsible microfinance bundling: Experimental evidence on separating insurance and credit offers.
LDR
:02572nmm a2200301 4500
001
502115
005
20170619070727.5
008
170818s2016 ||||||||||||||||| ||eng d
020
$a
9781369020298
035
$a
(MiAaPQ)AAI10146718
035
$a
AAI10146718
040
$a
MiAaPQ
$c
MiAaPQ
100
1
$a
Larsen, Vance J.
$3
766133
245
1 0
$a
Responsible microfinance bundling: Experimental evidence on separating insurance and credit offers.
260
$a
Ann Arbor :
$b
ProQuest Dissertations & Theses,
$c
2016
300
$a
58 p.
500
$a
Source: Masters Abstracts International, Volume: 55-06.
500
$a
Adviser: Jonathan Bauchet.
502
$a
Thesis (M.S.)--Purdue University, 2016.
520
$a
In recent years combining multiple financial products into one package in a process known as bundling has become more common among microfinance institutions (MFIs). While bundling can be beneficial to MFIs by cutting costs and providing protection from client default, the implications for MFI customers are less clear. Bundling the products may take advantage of the existing relationship between the financial institution and the client to expand microinsurance access and take-up, but alternatively offering too many products could lead to low client understanding and thus low take-up of the product. We conducted a randomized field experiment to determine if separating the offer of crop insurance from the loan application would result in increased rates of take-up, coverage amounts and understanding amongst potential clients in Colombia. Individuals in the control group received a voluntary, bundled credit/insurance offer at the time they were applying for a loan, while individuals in the treatment group received a separated offer for the same insurance product several weeks after the loan application process was complete. Separating the insurance offer did not have a statistically significant effect on take-up rates, coverage amounts or product understanding. These findings suggest that the voluntary bundling of microfinance products is a valid approach to expanding outreach and increasing financial access that benefits both providers and clients. Measures of product understanding are low, however, in both the bundled and separate offer groups, which indicates a need for responsible bundling with strong consumer protection.
590
$a
School code: 0183.
650
4
$a
Economics.
$3
175999
650
4
$a
Finance.
$3
183252
650
4
$a
Marketing.
$3
182957
690
$a
0501
690
$a
0508
690
$a
0338
710
2
$a
Purdue University.
$b
Consumer Science.
$3
766134
773
0
$t
Masters Abstracts International
$g
55-06(E).
790
$a
0183
791
$a
M.S.
792
$a
2016
793
$a
English
856
4 0
$u
http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=10146718
筆 0 讀者評論
全部
電子館藏
館藏
1 筆 • 頁數 1 •
1
條碼號
館藏地
館藏流通類別
資料類型
索書號
使用類型
借閱狀態
預約狀態
備註欄
附件
000000135053
電子館藏
1圖書
學位論文
TH 2016
一般使用(Normal)
在架
0
1 筆 • 頁數 1 •
1
多媒體
多媒體檔案
http://pqdd.sinica.edu.tw/twdaoapp/servlet/advanced?query=10146718
評論
新增評論
分享你的心得
Export
取書館別
處理中
...
變更密碼
登入