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Transforming payment systems in Europe

Gorka, Jakub.

Transforming payment systems in Europe

紀錄類型:	書目-電子資源 : Monograph/item
正題名/作者:	Transforming payment systems in Europeedited by Jakub Gorka.
其他作者:	Gorka, Jakub.
出版者:	London :Palgrave Macmillan UK :2016.
面頁冊數:	xx, 270 p. :ill., digital ;24 cm.
Contained By:	Springer eBooks
標題:	Electronic funds transfersEurope.
電子資源:	https://doi.org/10.1057/9781137541215
ISBN:	9781137541215$q(electronic bk.)

Transforming payment systems in Europe
Transforming payment systems in Europe[electronic resource] /edited by Jakub Gorka. - London :Palgrave Macmillan UK :2016. - xx, 270 p. :ill., digital ;24 cm. - Palgrave Macmillan studies in banking and financial institutions,2523-336X. - Palgrave Macmillan studies in banking and financial institutions..

The European payment market has undergone rapid transformation in recent years due to changes in payment habits, new business rules and new legal frameworks and regulation. There has also been an advent of new technologies and payment solutions which has altered the European payments landscape drastically. This book provides an overview of the fundamental issues involved in this new payments landscape. The authors discuss fundamental problems such as substitution between cash and non-cash payment instruments, payment costs, the economics of fees, and the demand for cash and deposit money. They also analyse issues such as two-sided markets, business platforms and the problem of critical mass. Other chapters focus on new phenomena in payments such as mobile payments, multi-sided platforms, electronic wallets, virtual currencies, decentralised ledgers, private digital currencies, blockchain and instant payments. The authors also review existing regulation for the topic including the revised Payment Services Directive (PSD2), Interchange Fee Regulation (IF/MIF Reg), and the Single Euro Payments Area (SEPA) project. Transforming Payment Systems in Europe offers insight into changing payment culture and the ways in which new payment systems can create a single digital market to foster further integration in Europe.

ISBN: 9781137541215$q(electronic bk.)

Standard No.: 10.1057/9781137541215doiSubjects--Topical Terms:

207471
Electronic funds transfers
--Europe.

LC Class. No.: HG1710 / .T73 2016

Dewey Class. No.: 332.178

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