語系:
繁體中文
English
說明(常見問題)
圖資館首頁
登入
回首頁
切換:
標籤
|
MARC模式
|
ISBD
Banking and financial marketshow ban...
~
Bilan, Andrada.
Banking and financial marketshow banks and financial technology are reshaping financial markets /
紀錄類型:
書目-電子資源 : Monograph/item
正題名/作者:
Banking and financial marketsby Andrada Bilan ... [et al.].
其他題名:
how banks and financial technology are reshaping financial markets /
其他作者:
Bilan, Andrada.
出版者:
Cham :Springer International Publishing :2019.
面頁冊數:
xi, 221 p. :ill. (some col.), digital ;24 cm.
Contained By:
Springer eBooks
標題:
Capital market.
電子資源:
https://doi.org/10.1007/978-3-030-26844-2
ISBN:
9783030268442$q(electronic bk.)
Banking and financial marketshow banks and financial technology are reshaping financial markets /
Banking and financial markets
how banks and financial technology are reshaping financial markets /[electronic resource] :by Andrada Bilan ... [et al.]. - Cham :Springer International Publishing :2019. - xi, 221 p. :ill. (some col.), digital ;24 cm. - Palgrave Macmillan studies in banking and financial institutions,2523-336X. - Palgrave Macmillan studies in banking and financial institutions..
1. Introduction -- 2. Securitization and Lending -- 3. Interest Rate Risk -- 4. Credit Risk -- 5. Collateral and Lending -- 6. Global Banking -- 7. FinTech and the Future of Banking -- 8. Conclusion.
The traditional role of a bank was to transfer funds from savers to investors, engaging in maturity transformation, screening for borrower risk and monitoring for borrower effort in doing so. A typical loan contract was set up along six simple dimensions: the amount, the interest rate, the expected credit risk (determining both the probability of default for the loan and the expected loss given default), the required collateral, the currency, and the lending technology. However, the modern banking industry today has a broad scope, offering a range of sophisticated financial products, a wider geography -- including exposure to countries with various currencies, regulation and monetary policy regimes -- and an increased reliance on financial innovation and technology. These new bank business models have had repercussions on the loan contract. In particular, the main components and risks of a loan contract can now be hedged on the market, by means of interest rate swaps, foreign exchange transactions, credit default swaps and securitization. Securitized loans can often be pledged as collateral, thus facilitating new lending. And the lending technology is evolving from one-to-one meetings between a loan officer and a borrower, at a bank branch, towards potentially disruptive technologies such as peer-to-peer lending, crowd funding or digital wallet services. This book studies the interaction between traditional and modern banking and the economic benefits and costs of this new financial ecosystem, by relying on recent empirical research in banking and finance and exploring the effects of increased financial sophistication on a particular dimension of the loan contract.
ISBN: 9783030268442$q(electronic bk.)
Standard No.: 10.1007/978-3-030-26844-2doiSubjects--Topical Terms:
184940
Capital market.
LC Class. No.: HG4521 / .B55 2019
Dewey Class. No.: 332.6
Banking and financial marketshow banks and financial technology are reshaping financial markets /
LDR
:03018nmm a2200337 a 4500
001
569466
003
DE-He213
005
20191113185856.0
006
m d
007
cr nn 008maaau
008
200723s2019 gw s 0 eng d
020
$a
9783030268442$q(electronic bk.)
020
$a
9783030268435$q(paper)
024
7
$a
10.1007/978-3-030-26844-2
$2
doi
035
$a
978-3-030-26844-2
040
$a
GP
$c
GP
041
0
$a
eng
050
4
$a
HG4521
$b
.B55 2019
072
7
$a
KFFK
$2
bicssc
072
7
$a
BUS004000
$2
bisacsh
072
7
$a
KFFK
$2
thema
082
0 4
$a
332.6
$2
23
090
$a
HG4521
$b
.B218 2019
245
0 0
$a
Banking and financial markets
$h
[electronic resource] :
$b
how banks and financial technology are reshaping financial markets /
$c
by Andrada Bilan ... [et al.].
260
$a
Cham :
$b
Springer International Publishing :
$b
Imprint: Palgrave Macmillan,
$c
2019.
300
$a
xi, 221 p. :
$b
ill. (some col.), digital ;
$c
24 cm.
490
1
$a
Palgrave Macmillan studies in banking and financial institutions,
$x
2523-336X
505
0
$a
1. Introduction -- 2. Securitization and Lending -- 3. Interest Rate Risk -- 4. Credit Risk -- 5. Collateral and Lending -- 6. Global Banking -- 7. FinTech and the Future of Banking -- 8. Conclusion.
520
$a
The traditional role of a bank was to transfer funds from savers to investors, engaging in maturity transformation, screening for borrower risk and monitoring for borrower effort in doing so. A typical loan contract was set up along six simple dimensions: the amount, the interest rate, the expected credit risk (determining both the probability of default for the loan and the expected loss given default), the required collateral, the currency, and the lending technology. However, the modern banking industry today has a broad scope, offering a range of sophisticated financial products, a wider geography -- including exposure to countries with various currencies, regulation and monetary policy regimes -- and an increased reliance on financial innovation and technology. These new bank business models have had repercussions on the loan contract. In particular, the main components and risks of a loan contract can now be hedged on the market, by means of interest rate swaps, foreign exchange transactions, credit default swaps and securitization. Securitized loans can often be pledged as collateral, thus facilitating new lending. And the lending technology is evolving from one-to-one meetings between a loan officer and a borrower, at a bank branch, towards potentially disruptive technologies such as peer-to-peer lending, crowd funding or digital wallet services. This book studies the interaction between traditional and modern banking and the economic benefits and costs of this new financial ecosystem, by relying on recent empirical research in banking and finance and exploring the effects of increased financial sophistication on a particular dimension of the loan contract.
650
0
$a
Capital market.
$3
184940
650
0
$a
Banks and banking.
$3
188025
650
0
$a
Finance
$x
Technological innovations.
$3
775508
650
1 4
$a
Banking.
$2
bicssc
$3
534193
650
2 4
$a
Capital Markets.
$3
741694
650
2 4
$a
Innovation/Technology Management.
$3
514149
700
1
$a
Bilan, Andrada.
$3
855429
710
2
$a
SpringerLink (Online service)
$3
273601
773
0
$t
Springer eBooks
830
0
$a
Palgrave Macmillan studies in banking and financial institutions.
$3
460181
856
4 0
$u
https://doi.org/10.1007/978-3-030-26844-2
950
$a
Economics and Finance (Springer-41170)
筆 0 讀者評論
全部
電子館藏
館藏
1 筆 • 頁數 1 •
1
條碼號
館藏地
館藏流通類別
資料類型
索書號
使用類型
借閱狀態
預約狀態
備註欄
附件
000000177527
電子館藏
1圖書
電子書
EB HG4521 .B218 2019 2019
一般使用(Normal)
在架
0
1 筆 • 頁數 1 •
1
多媒體
多媒體檔案
https://doi.org/10.1007/978-3-030-26844-2
評論
新增評論
分享你的心得
Export
取書館別
處理中
...
變更密碼
登入