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銀行非傳統業務是否有景氣循環？ = Are Bank's Non-tra...

國立高雄大學經營管理研究所

銀行非傳統業務是否有景氣循環？ = Are Bank's Non-traditional Activities Cyclical?

紀錄類型:	書目-語言資料,印刷品 : 單行本
並列題名:	Are Bank's Non-traditional Activities Cyclical?
作者:	許佳蓉,
其他團體作者:	國立高雄大學
出版地:	[高雄市]
出版者:	撰者;
出版年:	2012[民101]
面頁冊數:	64面表格 : 30公分;
標題:	非利息收入
標題:	Non-interest Income
電子資源:	http://handle.ncl.edu.tw/11296/ndltd/55357520811023349585
附註:	參考書目：面31-33
附註:	含附錄
其他題名:	銀行非傳統業務是否有景氣循環?
其他題名:	銀行非傳統業務是否有景氣循環
摘要註:	有鑑於過往研究銀行非傳統業務文章少有考慮到景氣循環因子，且多為探討單一的工業化國家，因此本文研究非利息收入獲利狀況與景氣循環波動之關係，並探討此關係是否會因銀行規模、資產品質、經營策略以及市場集中度等等而有所差異。本篇文章研究期間為1996年至2010年，對象為全球上市之商業銀行、銀行控股公司、儲蓄銀行、合作銀行、投資銀行、伊斯蘭銀行、抵押貸款銀行，總共7,827家銀行，樣本分佈在162個國家中，而研究方法採用一般化動差法模型。本文研究結果為銀行非利息收入狀況會隨景氣波動而隨之改變，且商業銀行比銀行控股公司對景氣波動更敏感，非美國地區銀行比美國銀行亦受景氣而改變，故銀行應該要將業務集中在傳統核心借貸業務，而非持續擴增非利息收入金融活動。 In the past, studies on non-traditional activities emphasized industrialized countries, but few focused on business cycle. Hence, this article explores the relation between the profit of noninterest income and business cycle fluctuations. And the research further discusses whether this relation will be changed under different bank size, asset quality, business strategy and market concentration. The subjects of the research are gathered from 7,827 banks, including commercial banks, bank holding companies, cooperative banks, investment banks, savings banks, real estate and mortgage banks, and Islamic banks of 162 countries in the period from 1996 to 2010, and Generalized Method of Moments is the method adopted in this study. The results are noninterest income varied with business cycle fluctuations, commercial banks are more sensitive to business cycle fluctuations than bank holding companies, and non-U.S. banks are more sensitive to business cycle than U.S. banks. Therefore, bank should focus on lending business rather than the expansion of non-traditional activities.

銀行非傳統業務是否有景氣循環？ = Are Bank's Non-traditional Activities Cyclical?
許, 佳蓉

銀行非傳統業務是否有景氣循環？ = Are Bank's Non-traditional Activities Cyclical? / 許佳蓉撰 - [高雄市] : 撰者, 2012[民101]. - 64面 ; 表格 ; 30公分.
參考書目：面31-33含附錄.
非利息收入Non-interest Income

銀行非傳統業務是否有景氣循環？ = Are Bank's Non-traditional Activities Cyclical?
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