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Law and practice of crowdfunding and peer-to-peer lending in Australia, China and Japan

Record Type:	Electronic resources : Monograph/item
Title/Author:	Law and practice of crowdfunding and peer-to-peer lending in Australia, China and Japanby Pelma Rajapakse, Yinxu Huang, Hatsuru Morita.
Author:	Rajapakse, Pelma.
other author:	Huang, Yinxu.
Published:	Singapore :Springer Nature Singapore :2022.
Description:	xxxiii, 254 p. :ill., digital ;24 cm.
Contained By:	Springer Nature eBook
Subject:	Crowd fundingLaw and legislationAustralia.
Online resource:	https://doi.org/10.1007/978-981-19-3834-4
ISBN:	9789811938344$q(electronic bk.)

Law and practice of crowdfunding and peer-to-peer lending in Australia, China and Japan
Rajapakse, Pelma.

Law and practice of crowdfunding and peer-to-peer lending in Australia, China and Japan[electronic resource] /by Pelma Rajapakse, Yinxu Huang, Hatsuru Morita. - Singapore :Springer Nature Singapore :2022. - xxxiii, 254 p. :ill., digital ;24 cm.

part 1 -- law and practice of crowdfunding and p2p lending in australia -- chapter 1: marketplace lending and its development in australia -- chapter 2: key participants in australia and comparison of peer-to-peer lenders with traditional banks -- chapter 3: challenges for peer-to-peer lending business models and banks -- chapter 4: development of virtual currency and icos in australia -- chapter 5: regulatory and policy reforms in p2p lending in australia -- part ii -- law and practice of crowdfunding and p2p lending in china -- chapter 6: marketplace lending and its development in china -- chapter 7: virtual currencies, icos and central bank digital currencies in china -- chapter 8: new financial regulatory mode and regulatory technology in china -- part iii -- law and practice of crowdfunding and p2p lending in japan -- chapter 9: marketplace lending and its development in japan -- chapter 10: regulation of crowdfunding and p2p lending in japan -- chapter 11: regulatory and policy reforms in japan -- chapter 12: unique features of crowdfunding and p2p lending regulation in australia, china and japan -- bibliography.

The revolution in financial technology (FinTech) has created many advancements in the lending and investment space across the world. Law and Practice of Crowdfunding and Peer-to-Peer Lending in Australia, China, and Japan is a timely publication as FinTech grows up and moved into the mainstream of finance in the last decade. Financial services is a highly regulated industry as it is the lifeblood of a modern economy. Pelma Rajapakse, Hatsuru Morita, and Yinxu Huang have done very solid work blazing a new trail in what is a new industry and how to regulate it properly instead of stifling innovation. They have carried out a deep exploration and a thorough compilation of research that will bring everyone up to date on what Australia, China, and Japan are planning and doing in the field of crowdfunding and peer-to-peer lending. In addition to peer-to-peer lending, the book focuses on laws and practices related to Central Bank digital currencies, cryptocurrency, Bitcoin, and Initial Coin Offerings (ICOs) which is very meaningful and forward-looking. The authors presented their thoughts in such clarity that, even those who lack familiarity with Asia-Pacific, will see how FinTech was growing in various ways driven by different factors. For example, peer-to-peer lending in Japan is mostly for small and medium enterprises. It was popular in China but cracked down by the authorities for a few years. It provides an alternative fundraising channel for the capital market in Australia. We also see a set of regulatory approaches among jurisdictions. Some countries draft new regulations, while others amend existing laws. The mechanism of the regulatory sandbox was introduced. As we know, one size does not fit all. What kind of best practices or lessons learned can we apply to our own jurisdiction? This book covers all available answers to date. This volume speaks highly of the quality and foresight of Pelma Rajapakse and her co-authors.

ISBN: 9789811938344$q(electronic bk.)

Standard No.: 10.1007/978-981-19-3834-4doiSubjects--Topical Terms:

933541
Crowd funding
--Law and legislation--Australia.

LC Class. No.: KU903 / .R35 2022

Dewey Class. No.: 346.94073

Law and practice of crowdfunding and peer-to-peer lending in Australia, China and Japan
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